Lost your password?
Don't have an account? Sign Up

Are you leaving money on the table?

Learn how to make the most of your pension dollars

By strategically using pension optimization with life insurance, you and your spouse can enjoy more income during retirement without sacrificing survivorship benefits. It can also provide assets for your children and grandchildren.

Has your life insurance kept up with your life?

It may be time for a life insurance check-up

It’s a good idea to schedule regular policy reviews to make sure your coverage still meets your needs and keeps pace with products in the marketplace for yourself and your family.

Not sure if you'll need long-term care insurance?

Find out before it’s too late

There are many solutions available to cover these costs and protect your assets for you and your loved ones.

Endorsed By Your Union

The Pennsylvania Conference of Teamsters has arranged a free, no-obligation review.

All you have to do is contact Arbor Group to schedule a convenient appointment.

How To Get Started

Obtain pension benefit options from his/her plan
(or sign an authorization and Arbor Group will get it for you)

Contact Arbor Group
Provide: 1) Name & spouse name, 2) Date of birth for each, 3) Anticipated retirement date, and 4) Options obtained from defined benefit plan

Initial analysis
The member will receive the initial pension optimization analysis within two weeks


What People Are Saying

Our Team

Robert Trotenberg, CLU, CLTC

Robert Trotenberg, CLU, CLTC


Bobby began his career in financial services in 1983 and has been affiliated with Lincoln National, State Mutual and The Guardian. In 1992 he established Arbor Associates to offer a range of products from a wide variety of carriers. The company has evolved into Arbor Group and provides insurance services to thousands of clients nationwide.

Bobby has earned advanced degrees from the American College and is a life member of Million Dollar Round Table. He is a board member of the Jewish Community Center and the International Forum. He is a graduate of George Washington University, Washington DC. He and his wife enjoy their dog Rosalita, the Jersey shore and the Philadelphia Eagles.

William J Einhorn

William J Einhorn


For more than 25 years, Mr. Einhorn served as the Administrator of the Teamster Health & Welfare and Pension Trust Funds of Philadelphia and Vicinity and President of a regional third-party benefits administration firm. After retiring from those positions, Mr. Einhorn now serves as a trustee on the Pennsylvania Employee Benefits Trust Fund. He also serves on the board of directors of the International Foundation of Employee Benefit Plans.

Mr. Einhorn earned both his B.A. and J.D. degrees from Temple University in Philadelphia. He is licensed to practice law in Pennsylvania, and is a licensed insurance producer in Pennsylvania, New Jersey, Massachusetts, Colorado and Florida.

Isaac "Izzy" Brettler

Isaac "Izzy" Brettler

Vice President

Izzy develops insurance strategies and recommends solutions for Arbor Group’s personal and corporate clients.

He joined the firm in 1993, bringing over seventeen years of insurance industry experience. He was both sales and training manager with The Guardian Life Insurance Company. Prior to that, he held a similar position with Phoenix Home Life Mutual Insurance Company.

Izzy is a graduate of Rutgers University. He and his wife have two daughters.

Contact Us Today

For a no-cost, no-obligation evaluation of your pension options, life insurance and retirement income planning, contact:

Arbor Group
856-770-8400 / 888-723-5513